San Francisco spends $646 million a year trying to address homelessness with less than desirable results. Yet a small nonprofit that gives free legal services to poor people claims it can reduce homelessness by 40 percent in four years — for only $4 million. Sound too good to be true?
Read MoreStruggling with debt? Trying to save to buy a home? Worried about paying off student loans? City Hall offers a program called “Smart Money Coaching” for anyone who lives, works, or receives services in San Francisco.
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